:root {
    --brand: #0f3772;
    --accent: #fe6c00;
    --blue: #2d6fd4;
    --nav-h: 70px
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
    font-family: 'Plus Jakarta Sans', sans-serif
}

html,
body {
    background: #fff
}

.pg-hero {
    background: #0f3772;
    padding: 60px 0;
    position: relative;
    overflow: hidden
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .16);
    border-radius: 100px;
    padding: 7px 16px;
    font-size: 12px;
    font-weight: 700;
    color: #6ab0e0;
    letter-spacing: .07em;
    text-transform: uppercase;
    margin-bottom: 24px
}

.eyebrow i {
    font-size: 14px;
    color: var(--accent)
}

.sec-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    border-left: 2px solid #fe6c00;
    padding: 4px 0 4px 12px;
    font-size: 11px;
    font-weight: 700;
    color: #fe6c00;
    letter-spacing: .12em;
    text-transform: uppercase;
    margin-bottom: 18px
}

.pg-hero::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
    background-size: 28px 28px;
    pointer-events: none
}

.pg-hero::after {
    content: '';
    position: absolute;
    right: -120px;
    top: -120px;
    width: 440px;
    height: 440px;
    border-radius: 50%;
    background: rgba(45, 111, 212, .12);
    pointer-events: none
}

.pg-w {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    position: relative;
    z-index: 1
}

.pg-bread {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    color: rgba(255, 255, 255, .45);
    margin-bottom: 20px
}

.pg-bread a {
    color: rgba(255, 255, 255, .45);
    text-decoration: none;
    transition: .15s
}

.pg-bread a:hover {
    color: #fff
}

.pg-bread i {
    font-size: 11px
}

.pg-hero h1 {
    font-size: clamp(26px, 3.5vw, 44px);
    font-weight: 800;
    color: #fff;
    line-height: 1.18;
    letter-spacing: -.025em;
    margin-bottom: 16px;
    max-width: 760px
}

.pg-hero h1 em {
    font-style: normal;
    color: #ffa85c
}

.pg-hero-p {
    font-size: 16px;
    color: #a8b8cc;
    line-height: 1.8;
    max-width: 620px;
    margin-bottom: 32px
}

.pg-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 10px
}

.pg-chip {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, .07);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 4px;
    padding: 6px 14px;
    font-size: 12.5px;
    font-weight: 600;
    color: #a8b8cc
}

.pg-chip i {
    font-size: 14px;
    color: #fe6c00
}

.abt-w {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px
}

.abt-sec {
    padding: 72px 0
}

.abt-sec.bg-cream {
    background: #f6f4f1
}

.abt-sec.bg-white {
    background: #fff
}

.abt-sec.bg-navy {
    background: #0f3772;
    position: relative;
    overflow: hidden
}

.abt-sec.bg-navy::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
    background-size: 28px 28px;
    pointer-events: none
}

.abt-sec.bg-navy>.abt-w {
    position: relative;
    z-index: 1
}

.abt-ey {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    border-left: 2px solid #fe6c00;
    padding: 3px 0 3px 12px;
    font-size: 11px;
    font-weight: 700;
    color: #fe6c00;
    letter-spacing: .12em;
    text-transform: uppercase;
    margin-bottom: 14px
}

.abt-ey.lt {
    color: #a8b8cc
}

.abt-sec h2 {
    font-size: clamp(22px, 2.4vw, 32px);
    font-weight: 800;
    color: #0f3772;
    line-height: 1.24;
    letter-spacing: -.025em;
    margin-bottom: 10px
}

.abt-sec h2 em {
    font-style: normal;
    color: #2d6fd4
}

.abt-sec.bg-navy h2 {
    color: #fff
}

.abt-sec.bg-navy h2 em {
    color: #ffa85c
}

.abt-rule {
    width: 40px;
    height: 2px;
    background: #fe6c00;
    margin-bottom: 20px
}

.abt-rule.cx {
    margin-left: auto;
    margin-right: auto
}

.abt-sec p {
    font-size: 15.5px;
    color: #484848;
    line-height: 1.86;
    margin-bottom: 16px
}

.abt-sec p:last-child {
    margin-bottom: 0
}

.abt-sec.bg-navy p {
    color: #a8b8cc
}

.abt-sec h3 {
    font-size: 16px;
    font-weight: 700;
    color: #0f3772;
    margin-bottom: 10px
}

.abt-mc.cn h3 {
    color: #fff
}

.abt-sec h4 {
    font-size: 14px;
    font-weight: 700;
    color: #0f3772;
    margin-bottom: 4px
}

.abt-wi h4 {
    color: #fff
}

.abt-shdr {
    margin-bottom: 48px
}

.abt-shdr.cx {
    text-align: center
}

.abt-shdr.cx .abt-ey {
    justify-content: center
}

.abt-stats {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    border: 1px solid #e8e4df;
    border-radius: 14px;
    overflow: hidden;
    background: #fff;
    box-shadow: 0 4px 24px rgba(15, 55, 114, .07)
}

.abt-stat {
    padding: 32px 20px;
    text-align: center;
    border-right: 1px solid #e8e4df;
    position: relative
}

.abt-stat:last-child {
    border-right: none
}

.abt-stat::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 20px;
    right: 20px;
    height: 2px;
    background: transparent;
    transition: .2s
}

.abt-stat:hover::after {
    background: #fe6c00
}

.abt-stat-n {
    font-size: 38px;
    font-weight: 800;
    color: #0f3772;
    line-height: 1;
    margin-bottom: 5px
}

.abt-stat-n sup {
    font-size: 18px;
    color: #fe6c00;
    vertical-align: super
}

.abt-stat-l {
    font-size: 12px;
    font-weight: 700;
    color: #6b6b6b;
    letter-spacing: .05em;
    text-transform: uppercase
}

.abt-stat-s {
    font-size: 12px;
    color: #9a9aa0;
    margin-top: 3px
}

.abt-story {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 72px;
    align-items: center
}

.abt-si {
    position: relative
}

.abt-si img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    border-radius: 12px;
    display: block
}

.abt-sf {
    position: absolute;
    bottom: -20px;
    right: -20px;
    background: #fff;
    border-radius: 10px;
    padding: 18px 22px;
    box-shadow: 0 8px 32px rgba(15, 55, 114, .13);
    border-top: 3px solid #fe6c00;
    text-align: center
}

.abt-sf-n {
    font-size: 32px;
    font-weight: 800;
    color: #0f3772;
    line-height: 1
}

.abt-sf-n span {
    color: #fe6c00
}

.abt-sf-l {
    font-size: 12px;
    color: #6b6b6b;
    font-weight: 500;
    margin-top: 4px;
    line-height: 1.4
}

.abt-tl {
    padding-left: 28px;
    position: relative;
    margin-top: 28px
}

.abt-tl::before {
    content: '';
    position: absolute;
    left: 6px;
    top: 6px;
    bottom: 6px;
    width: 2px;
    background: linear-gradient(#fe6c00, #2d6fd4)
}

.abt-tli {
    position: relative;
    margin-bottom: 22px
}

.abt-tli:last-child {
    margin-bottom: 0
}

.abt-tld {
    position: absolute;
    left: -24px;
    top: 5px;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #fe6c00;
    border: 2px solid #fff;
    box-shadow: 0 0 0 3px rgba(254, 108, 0, .18)
}

.abt-tly {
    font-size: 10.5px;
    font-weight: 800;
    color: #fe6c00;
    letter-spacing: .09em;
    text-transform: uppercase;
    margin-bottom: 3px
}

.abt-tlt {
    font-size: 14.5px;
    font-weight: 700;
    color: #0f3772;
    margin-bottom: 3px
}

.abt-tlx {
    font-size: 13px;
    color: #6b6b6b;
    line-height: 1.6
}

.abt-tl p,
.abt-tli p {
    font-size: 13px;
    color: #6b6b6b;
    line-height: 1.6;
    margin-bottom: 0
}

.abt-mvv {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px
}

.abt-mc {
    border-radius: 12px;
    padding: 30px 26px
}

.abt-mc.cn {
    background: #fff
}

.abt-mc.cw {
    background: #fff;
    border: 1px solid #e8e4df
}

.abt-mc.cc {
    background: #f6f4f1;
    border: 1px solid #e8e4df
}

.abt-mi {
    width: 46px;
    height: 46px;
    border-radius: 9px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 16px
}

.abt-mc.cn .abt-mi {
    background: #eef3fb;
    color: #ffa85c
}

.abt-mc.cw .abt-mi {
    background: #eef3fb;
    color: #2d6fd4
}

.abt-mc.cc .abt-mi {
    background: #fff;
    color: #fe6c00
}

.abt-mc.cn h3 {
    color: #0f3772 !important;
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 10px
}

.abt-mc.cw h3,
.abt-mc.cc h3 {
    color: #0f3772 !important;
    font-size: 16px;
    font-weight: 700;
    margin-bottom: 10px
}

.abt-mc.cn p {
    color: #484848 !important;
    font-size: 14px;
    line-height: 1.78;
    margin-bottom: 0
}

.abt-mc.cw p,
.abt-mc.cc p {
    color: #484848 !important;
    font-size: 14px;
    line-height: 1.78;
    margin-bottom: 0
}

.abt-wg {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px
}

.abt-wi {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 20px 18px;
    background: rgba(255, 255, 255, .05);
    border: 1px solid rgba(255, 255, 255, .09);
    border-radius: 10px;
    transition: .18s
}

.abt-wi:hover {
    background: rgba(255, 255, 255, .09);
    border-color: rgba(255, 255, 255, .18)
}

.abt-wico {
    width: 38px;
    height: 38px;
    min-width: 38px;
    border-radius: 8px;
    background: rgba(254, 108, 0, .15);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: #ffa85c;
    flex-shrink: 0
}

.abt-wi h4 {
    color: #fff !important;
    font-size: 14px;
    font-weight: 700;
    margin-bottom: 4px
}

.abt-wi p {
    color: #a8b8cc !important;
    font-size: 13px;
    line-height: 1.65;
    margin-bottom: 0
}

.abt-cg {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px
}
.abt-cgs {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px
}
.abt-cc {
    background: #fff;
    border: 1px solid #e8e4df;
    border-radius: 10px;
    padding: 22px 18px;
    display: flex;
    align-items: flex-start;
    gap: 14px;
    transition: border-color .18s, box-shadow .18s
}

.abt-cc:hover {
    border-color: #fe6c00;
    box-shadow: 0 4px 16px rgba(254, 108, 0, .10)
}

.abt-cico {
    width: 40px;
    height: 40px;
    min-width: 40px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 19px;
    flex-shrink: 0
}

.abt-cc h4 {
    color: #0f3772 !important;
    font-size: 13.5px;
    font-weight: 700;
    margin-bottom: 4px
}

.abt-cc p {
    color: #6b6b6b !important;
    font-size: 12.5px;
    line-height: 1.55;
    margin-bottom: 0
}

.abt-ag {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: start
}

.abt-areas {
    display: flex;
    flex-wrap: wrap;
    gap: 8px
}

.abt-area {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    background: #f6f4f1;
    border: 1px solid #e8e4df;
    border-radius: 5px;
    padding: 6px 12px;
    font-size: 13px;
    font-weight: 500;
    color: #333;
    transition: .15s
}

.abt-area:hover {
    border-color: #fe6c00;
    background: #fff3ee;
    color: #fe6c00
}

.abt-area i {
    font-size: 12px;
    color: #fe6c00
}

.abt-ctabtn {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    background: #fe6c00;
    color: #fff;
    padding: 13px 26px;
    border-radius: 6px;
    font-size: 14.5px;
    font-weight: 700;
    text-decoration: none;
    margin-top: 20px;
    transition: .18s
}

.abt-ctabtn:hover {
    background: #d95800;
    transform: translateY(-1px)
}

.fu {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity .55s cubic-bezier(.4, 0, .2, 1), transform .55s cubic-bezier(.4, 0, .2, 1)
}

.fl {
    opacity: 0;
    transform: translateX(-36px);
    transition: opacity .55s cubic-bezier(.4, 0, .2, 1), transform .55s cubic-bezier(.4, 0, .2, 1)
}

.fr {
    opacity: 0;
    transform: translateX(36px);
    transition: opacity .55s cubic-bezier(.4, 0, .2, 1), transform .55s cubic-bezier(.4, 0, .2, 1)
}

.fs>* {
    opacity: 0;
    transform: translateY(22px);
    transition: opacity .45s cubic-bezier(.4, 0, .2, 1), transform .45s cubic-bezier(.4, 0, .2, 1)
}

.fu.v,
.fl.v,
.fr.v {
    opacity: 1;
    transform: none
}

.fs.v>*:nth-child(1) {
    opacity: 1;
    transform: none;
    transition-delay: .05s
}

.fs.v>*:nth-child(2) {
    opacity: 1;
    transform: none;
    transition-delay: .11s
}

.fs.v>*:nth-child(3) {
    opacity: 1;
    transform: none;
    transition-delay: .17s
}

.fs.v>*:nth-child(4) {
    opacity: 1;
    transform: none;
    transition-delay: .23s
}

.fs.v>*:nth-child(5) {
    opacity: 1;
    transform: none;
    transition-delay: .29s
}

.fs.v>*:nth-child(6) {
    opacity: 1;
    transform: none;
    transition-delay: .35s
}

@media(prefers-reduced-motion:reduce) {

    .fu,
    .fl,
    .fr,
    .fs>* {
        opacity: 1 !important;
        transform: none !important;
        transition: none !important
    }
}

@media(max-width:960px) {
    .abt-story {
        grid-template-columns: 1fr;
        gap: 48px
    }

    .abt-si img {
        height: 340px
    }

    .abt-sf {
        right: 0;
        bottom: -16px
    }

    .abt-stats {
        grid-template-columns: repeat(2, 1fr)
    }

    .abt-stat:nth-child(2) {
        border-right: none
    }

    .abt-stat:nth-child(3) {
        border-right: 1px solid #e8e4df
    }

    .abt-mvv {
        grid-template-columns: 1fr;
        gap: 14px
    }

    .abt-wg {
        grid-template-columns: 1fr 1fr
    }

    .abt-cg {
        grid-template-columns: repeat(2, 1fr)
    }

    .abt-ag {
        grid-template-columns: 1fr;
        gap: 36px
    }
}

@media(max-width:600px) {
    .pg-hero {
        padding: 48px 0
    }

    .pg-w,
    .abt-w {
        padding: 0 16px
    }

    .abt-sec {
        padding: 56px 0
    }

    .abt-stats {
        grid-template-columns: repeat(2, 1fr)
    }

    .abt-stat-n {
        font-size: 28px
    }

    .abt-wg {
        grid-template-columns: 1fr
    }

    .abt-cg {
        grid-template-columns: 1fr
    }

    .abt-sf {
        position: static;
        margin-top: 16px;
        display: inline-flex;
        align-items: center;
        gap: 14px;
        text-align: left
    }

    .abt-sf-n {
        font-size: 26px
    }
}

/* ── HOW WE WORK SECTION ── */
.howwork {
    background: #0D2B5E;
    padding: 70px 0;
    position: relative;
    overflow: hidden
}

.howwork::before {
    content: '';
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(255, 255, 255, .04) 1px, transparent 1px);
    background-size: 28px 28px;
    pointer-events: none
}

.howwork::after {
    content: '';
    position: absolute;
    top: -120px;
    right: -120px;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(26, 120, 194, .12);
    pointer-events: none
}

.hw-w {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
    position: relative;
    z-index: 1
}

.hw-hdr {
    text-align: center;
    margin-bottom: 60px
}

.hw-hdr h2 {
    font-size: clamp(22px, 2.4vw, 32px);
    font-weight: 800;
    color: #fff;
    line-height: 1.24;
    letter-spacing: -.022em;
    margin-bottom: 10px
}

.hw-hdr h2 em {
    font-style: normal;
    color: #5db8f7
}

.hw-rule {
    width: 48px;
    height: 4px;
    background: #E8431A;
    border-radius: 2px;
    margin: 0 auto 18px
}

.hw-hdr p {
    font-size: 15.5px;
    color: #7ab3d8;
    line-height: 1.86;
    max-width: 640px;
    margin: 0 auto
}

/* Steps grid */
.hw-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative
}

/* Connector line between steps */
.hw-steps::before {
    content: '';
    position: absolute;
    top: 52px;
    left: calc(12.5% + 10px);
    right: calc(12.5% + 10px);
    height: 2px;
    background: rgba(255, 255, 255, .12);
    z-index: 0;
}

.hw-step {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 16px;
    position: relative;
    z-index: 1
}

/* Number circle */
.hw-num {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    font-weight: 800;
    color: #0D2B5E;
    margin-bottom: 20px;
    flex-shrink: 0;
    box-shadow: 0 0 0 6px rgba(255, 255, 255, .08), 0 8px 24px rgba(0, 0, 0, .2);
    position: relative;
    z-index: 1;
    transition: transform .2s;
}

.hw-step:hover .hw-num {
    transform: scale(1.1)
}

.hw-step:nth-child(1) .hw-num {
    background: #E8431A;
    color: #fff;
    box-shadow: 0 0 0 6px rgba(232, 67, 26, .2), 0 8px 24px rgba(232, 67, 26, .3)
}

.hw-step:nth-child(2) .hw-num {
    background: #1A78C2;
    color: #fff;
    box-shadow: 0 0 0 6px rgba(26, 120, 194, .2), 0 8px 24px rgba(26, 120, 194, .3)
}

.hw-step:nth-child(3) .hw-num {
    background: #2a8a55;
    color: #fff;
    box-shadow: 0 0 0 6px rgba(42, 138, 85, .2), 0 8px 24px rgba(42, 138, 85, .3)
}

.hw-step:nth-child(4) .hw-num {
    background: #f5a623;
    color: #fff;
    box-shadow: 0 0 0 6px rgba(245, 166, 35, .2), 0 8px 24px rgba(245, 166, 35, .3)
}

/* Icon inside number */
.hw-num i {
    font-size: 24px
}

/* Card below number */
.hw-card {
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 14px;
    padding: 22px 18px;
    width: 100%;
    flex: 1;
    transition: background .2s, border-color .2s;
}

.hw-step:hover .hw-card {
    background: rgba(255, 255, 255, .1);
    border-color: rgba(255, 255, 255, .18)
}

.hw-step-label {
    font-size: 11px;
    font-weight: 700;
    color: rgba(255, 255, 255, .45);
    letter-spacing: .1em;
    text-transform: uppercase;
    margin-bottom: 8px
}

.hw-card h3 {
    font-size: 16px;
    font-weight: 700;
    color: #fff;
    line-height: 1.3;
    margin-bottom: 10px
}

.hw-card p {
    font-size: 13.5px;
    color: #7ab3d8;
    line-height: 1.7;
    margin-bottom: 14px
}

.hw-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .12);
    border-radius: 100px;
    padding: 5px 12px;
    font-size: 12px;
    font-weight: 700;
    color: #fff;
    white-space: nowrap;
}

.hw-badge i {
    font-size: 13px
}

.hw-step:nth-child(1) .hw-badge {
    border-color: rgba(232, 67, 26, .4);
    background: rgba(232, 67, 26, .15);
    color: #ff9980
}

.hw-step:nth-child(2) .hw-badge {
    border-color: rgba(26, 120, 194, .4);
    background: rgba(26, 120, 194, .15);
    color: #7ab8f7
}

.hw-step:nth-child(3) .hw-badge {
    border-color: rgba(42, 138, 85, .4);
    background: rgba(42, 138, 85, .15);
    color: #7de0a8
}

.hw-step:nth-child(4) .hw-badge {
    border-color: rgba(245, 166, 35, .4);
    background: rgba(245, 166, 35, .15);
    color: #ffd47a
}

/* Bottom CTA */
.hw-cta {
    margin-top: 52px;
    background: rgba(255, 255, 255, .06);
    border: 1px solid rgba(255, 255, 255, .1);
    border-radius: 14px;
    padding: 28px 36px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap
}

.hw-cta-l strong {
    display: block;
    font-size: 18px;
    font-weight: 700;
    color: #fff;
    margin-bottom: 5px
}

.hw-cta-l p {
    font-size: 14.5px;
    color: #7ab3d8;
    margin: 0
}

.hw-cta-btns {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    flex-shrink: 0
}

.hwcta-a {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #E8431A;
    color: #fff;
    padding: 13px 26px;
    border-radius: 8px;
    font-size: 14.5px;
    font-weight: 700;
    text-decoration: none;
    box-shadow: 0 4px 16px rgba(232, 67, 26, .35);
    transition: .18s;
    white-space: nowrap
}

.hwcta-a:hover {
    background: #c83510;
    transform: translateY(-1px)
}

.hwcta-b {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, .08);
    color: #fff;
    padding: 12px 22px;
    border-radius: 8px;
    border: 1.5px solid rgba(255, 255, 255, .25);
    font-size: 14.5px;
    font-weight: 600;
    text-decoration: none;
    transition: .18s;
    white-space: nowrap
}

.hwcta-b:hover {
    background: rgba(255, 255, 255, .15);
    border-color: rgba(255, 255, 255, .6)
}

@media(max-width:960px) {
    .hw-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px
    }

    .hw-steps::before {
        display: none
    }

    .hw-step {
        padding: 0
    }
}

@media(max-width:600px) {
    .howwork {
        padding: 56px 0
    }

    .hw-w {
        padding: 0 16px
    }

    .hw-hdr {
        margin-bottom: 40px
    }

    .hw-steps {
        grid-template-columns: 1fr;
        gap: 16px
    }

    .hw-step {
        flex-direction: row;
        text-align: left;
        gap: 16px;
        align-items: flex-start
    }

    .hw-num {
        width: 52px;
        height: 52px;
        min-width: 52px;
        margin-bottom: 0;
        font-size: 18px
    }

    .hw-num i {
        font-size: 20px
    }

    .hw-card {
        padding: 18px 16px
    }

    .hw-cta {
        flex-direction: column;
        align-items: flex-start;
        padding: 20px;
        border-radius: 12px
    }

    .hwcta-a,
    .hwcta-b {
        width: 100%;
        justify-content: center
    }
}

.why {
    background: #f4f6fb;
    padding: 70px 0
}

.why-w {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px
}

.why-hdr {
    max-width: 680px;
    margin-bottom: 52px
}

.why-hdr h2 {
    font-size: clamp(22px, 2.4vw, 32px);
    font-weight: 800;
    color: #0D2B5E;
    line-height: 1.24;
    letter-spacing: -.022em;
    margin-bottom: 10px
}

.why-hdr h2 em {
    font-style: normal;
    color: #1A78C2
}

.why-rule {
    width: 48px;
    height: 4px;
    background: #E8431A;
    border-radius: 2px;
    margin-bottom: 20px
}

.why-hdr p {
    font-size: 15.5px;
    color: #3d4f6e;
    line-height: 1.86
}

.why-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
    margin-bottom: 48px
}

.why-card {
    background: #fff;
    border: 1px solid #e4eaf4;
    border-radius: 14px;
    padding: 28px 22px;
    position: relative;
    overflow: hidden;
    transition: box-shadow .2s, transform .2s, border-color .2s;
}

.why-card:hover {
    box-shadow: 0 10px 36px rgba(13, 43, 94, .11);
    transform: translateY(-4px);
    border-color: #c5d8f0
}

.why-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: #e4eaf4;
    transition: background .2s;
}

.why-card:hover::before {
    background: #E8431A
}

.why-card-emoji {
    font-size: 28px;
    margin-bottom: 14px;
    display: block;
    line-height: 1
}

.why-card-icon {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    margin-bottom: 14px;
    flex-shrink: 0;
}

.wci-orange {
    background: #fff3ee;
    color: #E8431A
}

.wci-blue {
    background: #eaf1fb;
    color: #1A78C2
}

.wci-green {
    background: #edf9f2;
    color: #2a8a55
}

.wci-navy {
    background: #eef1f8;
    color: #0D2B5E
}

.why-card h3 {
    font-size: 15px;
    font-weight: 700;
    color: #0D2B5E;
    margin-bottom: 8px;
    line-height: 1.3
}

.why-card p {
    font-size: 13.5px;
    color: #5a6880;
    line-height: 1.65;
    margin: 0
}

.why-cta-row {
    background: #0D2B5E;
    border-radius: 14px;
    padding: 36px 40px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
}

.why-cta-left h3 {
    font-size: 20px;
    font-weight: 700;
    color: #fff;
    margin-bottom: 6px
}

.why-cta-left p {
    font-size: 14.5px;
    color: #7ab3d8;
    margin: 0
}

.why-cta-btns {
    display: flex;
    gap: 12px;
    flex-wrap: wrap;
    flex-shrink: 0
}

.wcta-a {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: #E8431A;
    color: #fff;
    padding: 13px 26px;
    border-radius: 8px;
    font-size: 14.5px;
    font-weight: 700;
    text-decoration: none;
    box-shadow: 0 4px 16px rgba(232, 67, 26, .30);
    transition: .18s;
    white-space: nowrap
}

.wcta-a:hover {
    background: #c83510;
    transform: translateY(-1px)
}

.wcta-b {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255, 255, 255, .08);
    color: #fff;
    padding: 12px 22px;
    border-radius: 8px;
    border: 1.5px solid rgba(255, 255, 255, .25);
    font-size: 14.5px;
    font-weight: 600;
    text-decoration: none;
    transition: .18s;
    white-space: nowrap
}

.wcta-b:hover {
    background: rgba(255, 255, 255, .15);
    border-color: rgba(255, 255, 255, .6)
}

@media(max-width:960px) {
    .why-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 16px
    }

    .why-cta-row {
        padding: 28px 24px
    }
}

@media(max-width:600px) {
    .why {
        padding: 56px 0
    }

    .why-w {
        padding: 0 16px
    }

    .why-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 12px
    }

    .why-card {
        padding: 20px 16px
    }

    .why-cta-row {
        flex-direction: column;
        align-items: flex-start;
        padding: 24px 20px;
        border-radius: 12px
    }

    .why-cta-left h3 {
        font-size: 17px
    }

    .wcta-a,
    .wcta-b {
        width: 100%;
        justify-content: center
    }

    .why-hdr {
        margin-bottom: 36px
    }
}

.packages {
    background: #f8f9fc;
    padding: 70px 0
}

.packages-w {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px
}

.pkg-hdr {
    text-align: center;
    margin-bottom: 14px
}

.pkg-hdr h2 {
    font-size: clamp(22px, 2.4vw, 32px);
    font-weight: 800;
    color: #0D2B5E;
    line-height: 1.24;
    letter-spacing: -.022em;
    margin-bottom: 10px
}

.pkg-hdr h2 em {
    font-style: normal;
    color: #1A78C2
}

.pkg-rule {
    width: 48px;
    height: 4px;
    background: #E8431A;
    border-radius: 2px;
    margin: 0 auto 18px
}

.pkg-hdr p {
    font-size: 15.5px;
    color: #3d4f6e;
    line-height: 1.86;
    max-width: 700px;
    margin: 0 auto
}

/* Tab switcher */
.pkg-tabs {
    display: flex;
    justify-content: center;
    gap: 0;
    background: #fff;
    border: 1px solid #e0e6f0;
    border-radius: 10px;
    padding: 5px;
    width: fit-content;
    margin: 28px auto 44px;
    box-shadow: 0 2px 8px rgba(13, 43, 94, .06)
}

.pkg-tab {
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 10px 26px;
    border-radius: 7px;
    font-size: 14px;
    font-weight: 600;
    color: #5a6880;
    background: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
    transition: .18s;
    white-space: nowrap
}

.pkg-tab i {
    font-size: 17px;
    transition: .18s
}

.pkg-tab:hover {
    color: #0D2B5E
}

.pkg-tab.pkton {
    background: #0D2B5E;
    color: #fff;
    box-shadow: 0 4px 12px rgba(13, 43, 94, .2)
}

.pkg-tab.pkton i {
    color: #5db8f7
}

/* All packages note */
.pkg-note {
    text-align: center;
    font-size: 13.5px;
    color: #8a9fc0;
    margin-bottom: 36px
}

.pkg-note i {
    color: #E8431A;
    font-size: 14px;
    vertical-align: -2px;
    margin-right: 4px
}

/* Panel */
.pkg-panel {
    display: none
}

.pkg-panel.pkton {
    display: block
}

/* Grid — 4 cards */
.pkg-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    align-items: start
}

/* Card */
.pkg-card {
    background: #fff;
    border: 1.5px solid #e8edf5;
    border-radius: 18px;
    overflow: visible;
    display: flex;
    flex-direction: column;
    position: relative;
    transition: box-shadow .22s, transform .22s;
}

.pkg-card:hover {
    box-shadow: 0 16px 48px rgba(13, 43, 94, .10);
    transform: translateY(-4px)
}

/* Popular card */
.pkg-card.pkpop {
    border-color: #E8431A;
    border-width: 2px;
    box-shadow: 0 8px 32px rgba(232, 67, 26, .12);
    transform: translateY(-6px);
    z-index: 2;
}

.pkg-card.pkpop:hover {
    transform: translateY(-10px)
}

/* Popular badge — floats above card */
.pkg-pop-badge {
    position: absolute;
    top: -16px;
    left: 50%;
    transform: translateX(-50%);
    background: #E8431A;
    color: #fff;
    font-size: 11px;
    font-weight: 800;
    padding: 5px 16px;
    border-radius: 100px;
    letter-spacing: .06em;
    text-transform: uppercase;
    white-space: nowrap;
    box-shadow: 0 4px 12px rgba(232, 67, 26, .35);
}

/* Card top */
.pkg-card-top {
    padding: 28px 24px 20px;
    text-align: center;
    border-bottom: 1px solid #f0f3f9
}

.pkg-tier {
    font-size: 11px;
    font-weight: 700;
    color: #8a9fc0;
    letter-spacing: .1em;
    text-transform: uppercase;
    margin-bottom: 6px
}

.pkg-subtitle {
    font-size: 13px;
    font-weight: 600;
    color: #E8431A;
    margin-bottom: 16px
}

.pkg-price-wrap {
    margin-bottom: 6px
}

.pkg-price {
    font-size: 42px;
    font-weight: 800;
    color: #0D2B5E;
    line-height: 1;
    letter-spacing: -.02em
}

.pkg-price sup {
    font-size: 20px;
    vertical-align: top;
    margin-top: 8px;
    display: inline-block
}

.pkg-price-custom {
    font-size: 36px;
    font-weight: 800;
    color: #0D2B5E;
    line-height: 1
}

.pkg-cam-count {
    font-size: 14px;
    font-weight: 700;
    color: #E8431A;
    margin-top: 6px
}

.pkg-card.pkpop .pkg-price {
    color: #E8431A
}

/* Features */
.pkg-card-body {
    padding: 20px 24px
}

.pkg-feats {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 10px
}

.pkg-feats li {
    display: flex;
    align-items: center;
    gap: 9px;
    font-size: 14px;
    color: #2d3a50;
    font-weight: 500
}

.pkg-feats li::before {
    content: '✓';
    font-size: 14px;
    font-weight: 800;
    color: #E8431A;
    flex-shrink: 0;
    width: 16px
}

/* Button */
.pkg-card-foot {
    padding: 0 24px 24px
}

.pkg-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    width: 100%;
    padding: 13px;
    border-radius: 10px;
    font-size: 14.5px;
    font-weight: 700;
    text-decoration: none;
    transition: .18s;
    border: 2px solid transparent
}

.pkg-btn-outline {
    background: #fff;
    color: #0D2B5E;
    border-color: #0D2B5E
}

.pkg-btn-outline:hover {
    background: #0D2B5E;
    color: #fff
}

.pkg-btn-fill {
    background: #E8431A;
    color: #fff;
    border-color: #E8431A;
    box-shadow: 0 4px 16px rgba(232, 67, 26, .28)
}

.pkg-btn-fill:hover {
    background: #c83510;
    border-color: #c83510;
    transform: translateY(-1px)
}

.pkg-btn-wa {
    background: #fff;
    color: #0D2B5E;
    border-color: #0D2B5E
}

.pkg-btn-wa:hover {
    background: #0D2B5E;
    color: #fff
}

@media(max-width:1024px) {
    .pkg-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 24px
    }

    .pkg-card.pkpop {
        transform: none
    }
}

@media(max-width:600px) {
    .packages {
        padding: 56px 0
    }

    .packages-w {
        padding: 0 16px
    }

    .pkg-grid {
        grid-template-columns: 1fr;
        gap: 20px
    }

    .pkg-card.pkpop {
        transform: none
    }

    .pkg-tabs {
        width: 100%
    }

    .pkg-tab {
        flex: 1;
        justify-content: center;
        padding: 10px 12px;
        font-size: 13px
    }
}